There are no student-specific features or offers, no student loan, no student credit card, and no student … The 5% Annual Equivalent Rate (AER) looks pretty attractive on paper, but it only applies for balances up to £500. Check our comprehensive guide on how to go about it. Student Credit Card If you're at college or university and have had a TSB Student Current Account for at least the last three months, our Student Credit Card could give you that extra flexibility when you need it most. But it doesn't offer much more than that to students. Some examples of documents you can use to confirm your identity if you’re a UK, EU, EEA or Swiss national, are²: The bank may carry out a credit check before giving the go-ahead to your new account, and this will definitely happen if you apply for a credit card. TSB Student Account reviews come from people like you! Find out more permanent tsb Student Current Account Fee-free banking. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. Bank of Scotland and Lloyds student accounts come with a free three-year TOTUM card - but only if you open your account by 31 October 2020. In your first year of studies you can apply for an interest free Arranged Overdraft up to £1,500 (subject to application and approval). Please check bank websites for details. 1. Classes you have to pay for, books you have to buy and, if possible, you want to enjoy student life as well. This does mean that it may not be right for people with some needs. Learn more about student accounts Lending criteria, terms and conditions apply. You need to apply and the bank has the right to refuse if it doesn’t think you’re suitable for an overdraft, plus they can ask for repayment at any time¹. I believe they wait for the A level results to come out before they apply the upgrade so it should be upgraded in the next week or so (i think i got the letter saying mine … Opening a bank account in the UK is no longer difficult as it was before. Please refer to the account information on the left hand side of this page for full details of the account. Cardholders can manage their accounts online or on the mobile app. How to manage your payments on the TSB Student credit card. Find out what to take along. Make things happen wherever you are with a TSB Visa Debit Card and a TSB Classic Credit Card (Representative 25.9% APR variable) with a limit of at least £500 (subject to application and approval), accepted wherever you see the Visa symbol at home or away. The TOTUM card is the new name for the NUS extra student discount card, which you can use for high-street and online shopping discounts. The TSB student account offers an overdraft facility, and there’s no interest to pay if you keep below the limit you’ve agreed with the bank. The Lloyds Student Bank Account. With this account, you won't have access to our credit facilities (e.g. To be eligible for the card, you must have had a TSB student current account for at least three months and be enrolled in a college or university course. Maybe you’ve been saving money to go and study abroad, or you have family or friends who are helping you out, either way, sending money abroad can be a costly business. Best First-Time Buyer Mortgage - Banking Best Marketing Campaign - Marketing & Service See what our customers say about bonkers.ie. There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. It offers a Visa debit card as standard, which is handy both for cash withdrawals and for making payments in shops or online¹. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash. TSB Bank plc. Savings Pots allow customers to digitally organise their money while still being able to access it quickly, a change to traditional savings accounts which may require notice to access them. An overdraft buffer means you won’t be charged interest for going into your unplanned overdraft, up to a certain amount. This does mean that it may not be right for people with some needs. For the Cashback on Bills benefit, a payment by Direct Debit from your Explore Account is required. If you need to make or receive international payments, if you’re an international student for example, It may be worth thinking about an alternative, such as a borderless multi-currency account from TransferWise. Winner at the 2020 bonkers.ie awards. TSB also offer a wide range of other current accounts, including the Classic Plus, which offers 1.50 percent interest, and a student account, offering five percent interest. If you choose to use an ATM not owned by a bank in New Zealand, this may incur a service fee (in addition to any standard account transaction fee) for which TSB receives a commission. Whatever the reason, we are committed to tailoring our support to your personal needs. Check our comprehensive guide on how to go about it. You can also use Apple Pay (13 years … If you’ve got a TSB current account, you can save from £25 up to £250 each month. Prior results do not guarantee a similar outcome. To have a Student Account you must be 17 or over (18+ including overdraft), have been a resident in the UK for at least three years and be studying for a full time course that lasts for a minimum of two years or be on a one year access course leading onto a full time degree. Receive 5% AER/4.89% gross variable interest on balances up to £500. Only one account per student. If you haven't been living in the UK for at least 3 years, for example if you are an International Student, see our other Graduate accounts. Take care of your day-to-day banking when you need to. With so many different current accounts now available, you can read these honest TSB Student Account reviews to find out what life as a TSB customer is really like. To be eligible for the card, you must have had a TSB student current account for at least three months and be enrolled in a college or university course. But it doesn't offer much more than that to students. Read this article to learn all you need to know about a student bank account with Santander. Use of ATMs not owned by any bank in New Zealand may incur a service fee (in addition to standard account transaction fees) for which TSB receives a commission. 2. How your Student Credit Card works: We'll tell you the credit limit when you open your account. Lloyds TSB Student Account - Ask a question now. Although its registered office is in Edinburgh, it has over 500 branches throughout England, Scotland and Wales. Existing TSB student account customers can apply through online banking or, alternatively, at a TSB branch. Now I just opened a TSB student account because someone I talked to on the phone said you can increase the overdraft from £500 to £1000 in months 7-9 of your COURSE starting and not the bank account opening. Calls may be monitored and recorded in case we need to check we have carried out your instructions … T&C's apply. 4.https://www.tsb.co.uk/current-accounts/faqs/international-payments/ Because student life is for living, our Student Bank Account has everything you could need for college or university. I had a Barclays student account which I closed after two weeks and switched to my LLoyds tsb account as it had better perks for students. Check our comprehensive guide on how to go about it. Gross rate is the agreed rate of interest payable to you before the income tax is deducted at the rate specified by the law. Pros. Overdraft buffer . The TSB Cash Account is open to non-UK EU residents aged 18 or over, and comes with a Visa debit card. For tips on how to manage your money see our Savvy Student guides which include useful advice and guidance about how to manage your money whilst at university and beyond. If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. Student account, designed for people in further education and offering a tiered interest-free overdraft among other benefits for students. Learn more about student accounts. RBS Student Account: Up to £2,000: Same account with £10 monthly fee: Free Tastecard or Amazon Prime Student Membership or National Express Coachcard, mobile banking: Halifax: Halifax Student Current Account: Up to £1,500 0.10 per cent credit interest on any balance, mobile banking TSB: TSB Student Account: Up to £1,500 You may also be able to apply for a Student Credit Card. Cardholders can manage their accounts online or on the mobile app. It could be a good fit for many students. Joined: 2020/12/22 All account related queries. Group: Registered. To get that, you’ll need to be aged 18 or more and be able to show proof of a regular income, as well as having had your TSB student account for three months or longer³. A student bank account is designed around student needs, and often offers special rates and perks, so it’s worth shopping around for the right one. You’ll need to show proof of graduation within the past three years⁶. 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